Questions they are asking:

• Am I in a position to retire and maintain my standard of living?

• When is the best time to claim Social Security?

• How do I plan for long term care?

• Should I do Roth conversions? 

• How can I support my kids and the organizations I care about?

Goals:

• Increased travel and global exploration.

• Supporting and gifting to their children and grandchildren.

• A comfortable retirement that maintains their standard of living. 

Results:

1. Determined a sustainable income and withdrawal strategy that allows room for travel and gifting to family. 

2. Identified a Social Security claiming strategy to hedge against early death.

3. Reviewed the options for self-funding or purchasing insurance for long-term care.

4. Implemented a Roth-conversion strategy for long term tax efficiency.