Questions they are asking:
Are we saving enough?
How do we allocate our extra cashflow?
How do we balance paying down debt and saving for the future?
Are we effectively taking advantage of our employer benefits?
What price range of homes can we consider?
Goals:
Having a plan for extra cashflow and bonuses
Paying down student loans
Preparing for having children
Feeling confident starting the homebuying process
Results:
Allocated a cash surplus to a brokerage account for future flexibility.
Started working with a CPA for tax prep and to free up their time.
Engaged an attorney to execute their estate plan.
Purchased additional disability insurance.
Started looking at homes in the established price range.
Reviewed and adjusted employee benefit elections ahead of having a baby.
Today’s Professionals
Clients: Jackie & Mark
Ages: 29 & 34
Occupations: Manager at a large financial institution, nurse at the local hospital system
Combined Income: $150,000+