How is being a Certified Financial Planner different than other advisors?



  • An undergraduate degree
  • Three years of client experience in financial planning
  • Completed a financial planning education program including:
    • General Principals of Financial Planning
    • Insurance Planning
    • Investment Planning
    • Income Tax Planning
    • Retirement Planning
    • Estate Planning
    • Interpersonal Communication
    • Professional Conduct and Fiduciary Responsibility

Passed a rigorous comprehensive exam (historical pass rate of 55-60%)
Completed a required 30 hours of continuing education hours bi-annually
Committed to adhering to the standards of ethics and practice outlined in the CFP Board’s Standards of Professional Conduct

To summarize, CFP®’s are obligated to act in their client’s best interests. Period.
Not everyone in the financial services industry is held to this standard.

Is Bridge Financial Planning a good fit for me?


If you know where you are and where you’d like to be, but don’t have a clear picture of all the steps in between, we can help you build that Bridge! We work with clients that are motivated to share important information, work through what their priorities and goals are, and are willing to make changes.

What is your account minimum?


We don’t have account minimums. You’re a professional growing your life, family, and career…a lot of your investable assets may be in your employer’s retirement plan. That doesn’t mean you shouldn’t have access to a good advisor. We’re here to grow with you.

I’m not in Chattanooga (or Tennessee). Can we still work together?


Yes! We have built Bridge Financial Planning with some of the latest technology. We can work with clients all over the country. We have the ability to meet virtually and share data using the latest security features. If you are here in Chattanooga, it’s your preference. We can meet in person or virtually – whatever is best for you.

Who would not be a good fit for Bridge Financial Planning?


If you’re not ready to put some effort into your financial future, this won’t work. This process should be a partnership. The first few months are a lot of work on our part (and yours!). We’ll need to have regular communication and progress to set up a path for success.

If you’re not comfortable using technology to manage your financial life.
If you’re looking for a swanky office with lots of pinstripe suits and jargon – we’re probably not a good fit. If you want your advisor to pick stocks or predict the future of the markets - we’re not that guy.

What is your investment philosophy?


We don’t believe in predicting the future. We believe that low-cost, risk adjusted asset allocation along with self-discipline works best in the long run.

How do you get paid?


We are a fee-only financial planning firm. That means we don’t accept commissions, kick-backs, or referral fees from others. We are only paid by our clients. This allows you to be certain that our advice is unbiased and in your best interest. This is not how all advisors run their business. We encourage all consumers to understand how their advisors are being compensated.